tag:blogger.com,1999:blog-87037383798826778742024-02-07T13:46:49.989+08:00Syariah Unit Trust (Saham Amanah Syariah)Unknownnoreply@blogger.comBlogger5125tag:blogger.com,1999:blog-8703738379882677874.post-84436035631230581292008-02-20T10:32:00.003+08:002008-02-21T10:02:24.673+08:00<span style="color: rgb(102, 51, 0);font-size:180%;" ><span style="font-weight: bold;">DIVERSIFICATION OF INVESTMENT FUND</span></span><br /><br /><span style="line-height: 115%;"></span><p style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);" class="MsoNormal"><span style="line-height: 115%;font-size:130%;" >No one can consistently predict how markets will perform and there have undoubtedly been occasion when the unit trust investment takes an unexpected tumble. But it does not mean that you should not be investing. In reality, regardless of global events, economic conditions and short term setbacks, the unit trust investment has prospered over the past ten years.<o:p></o:p></span></p><div style="font-weight: bold; color: rgb(204, 102, 0);"> </div><p style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);" class="MsoNormal"><span style="line-height: 115%;font-size:130%;" >To ensure your wealth continues to grow in all market conditions, it is vital that your investment portfolio is well diversified. The objective of diversification is to reduce the risk of your investment portfolio with minimal impact to your expected returns.<o:p></o:p></span></p><div style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);"> </div><p style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);" class="MsoNormal"><span style="line-height: 115%;font-size:130%;" >In other words, holding the investment portfolio that does not perform in tandem exposes your wealth to less risk although impact to expected returns remains minimal. The lack of diversification causes the investor’s investment portfolio to experience greater volatility. In the long run, this portfolio makes low returns compared to another portfolio of the same initial value but is more diversified and less volatile.<o:p></o:p></span></p><div style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);"> </div><p style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);" class="MsoNormal"><span style="line-height: 115%;font-size:130%;" ><o:p></o:p>Basically, there are two (2) steps to take when diversifying a portfolio:<o:p></o:p></span></p><div style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);"> </div><p class="MsoNormal" style="margin-left: 0.5in; text-indent: -0.25in; text-align: justify; font-weight: bold; color: rgb(204, 102, 0);"><!--[if !supportLists]--><span style="line-height: 115%;font-size:130%;" ><span style="">1)<span style=""> </span></span></span><!--[endif]--><span style="line-height: 115%;font-size:130%;" >To develop an asset allocation plan and this involves spreading your investment capital across different fund categories such as equity, balanced, money market and bond.<o:p></o:p></span></p><div style="text-align: justify; font-weight: bold; color: rgb(204, 102, 0);"> </div><p class="MsoNormal" style="margin-left: 0.5in; text-indent: -0.25in; text-align: justify; font-weight: bold; color: rgb(204, 102, 0);"><!--[if !supportLists]--><span style="line-height: 115%;font-size:130%;" ><span style="">2)<span style=""> </span></span></span><!--[endif]--><span style="line-height: 115%;font-size:130%;" >To diversify within a single fund category. For example, in the equity fund of your portfolio. Diversifying across various large and small cap shares.</span></p><p class="MsoNormal" style="margin-left: 0.5in; text-indent: -0.25in; text-align: justify; font-weight: bold;"> </p><p style="text-align: justify;" class="MsoNormal"><span style="line-height: 115%;"><span style="font-weight: bold; color: rgb(255, 153, 0);font-size:130%;" >(Adapted source from Bizweek, The Star)</span> <o:p></o:p></span></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8703738379882677874.post-24474353311186132792008-01-28T11:03:00.001+08:002008-03-09T13:06:14.720+08:00BASIC SAVINGS OF NEW AMENDMENTS ON EPF MEMBERS FUND INVESTMENT SCHEME<div style="text-align: center;"><b><u><span style="color:red;"><span style="font-size:130%;">DEFINITION OF BASIC SAVINGS</span> <o:p></o:p></span></u></b></div><div class="Section1"><p class="MsoNormal" style="text-align: center;" align="center"><span style="font-size:100%;"><b><span style="color: rgb(227, 108, 10);">Basic savings are the amount of savings in Account 1 which have been fixed by age to ensure that EPF members will have a saving of at least RM120,000 at age 55. EPF members can invest maximum of 20 percent of their savings in Account 1<br />(the excess amount of basic savings) in the financial products via the approved financial institutions by the Minister of Finance.<br /><br /></span></b></span></p><div class="Section1"><p class="MsoNormal" style="text-align: center;" align="center"><b><u><span style="color:red;">MINIMUM AMOUNT OF BASIC SAVINGS IN ACCOUNT 1</span></u><span style="line-height: 115%;font-family:'Calibri','sans-serif';font-size:11;color:red;" ><br /></span></b></p><p class="MsoNormal" style="text-align: center;" align="center"><table class="MsoNormalTable" style="border: medium none ; margin-left: 7.1pt; margin-right: 7.1pt; border-collapse: collapse;" align="left" border="1" cellpadding="0" cellspacing="0"><tbody><tr><td style="border: 1pt solid black; padding: 0in 5.4pt; background: rgb(96, 64, 142) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(255, 255, 102);">AGE (YEAR)</span></b></p></td><td style="border-style: solid solid solid none; padding: 0in 5.4pt; background: rgb(96, 64, 142) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(255, 255, 102);">BASIC SAVINGS<br />(RM)<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">18<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">1,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">19<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">2,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">20<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">3,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">21<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">4,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">22<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">5,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">23<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">7,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">24<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">8,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">25<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">9,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">26<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">11,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">27<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">12,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">28<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">14,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">29<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">16,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">30<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">18,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">31<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">20,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">32<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">22,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">33<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">24,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">34<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">26,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">35<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">29,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">36<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">32,000<o:p></o:p></span></b></p></td></tr></tbody></table></p><p class="MsoNormal" style="text-align: center;" align="center"><table class="MsoNormalTable" style="border: medium none ; margin-left: 7.1pt; margin-right: 7.1pt; border-collapse: collapse;" align="right" border="1" cellpadding="0" cellspacing="0"><tbody><tr><td style="border: 1pt solid black; padding: 0in 5.4pt; background: rgb(96, 64, 142) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(255, 255, 102);">AGE (YEAR)</span></b></p><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><br /><b><span style="color: rgb(255, 255, 102);"><o:p></o:p></span></b></p></td><td style="border-style: solid solid solid none; padding: 0in 5.4pt; background: rgb(96, 64, 142) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(255, 255, 102);">BASIC SAVINGS (RM)<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">37<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">34,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">38<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">37,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">39<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">41,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">40<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">44,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">41<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">48,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">42<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">51,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">43<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">55,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">44<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">59,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">45<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">64,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">46<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">68,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">47<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">73,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">48<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">78,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">49<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">84,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">50<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">90,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">51<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">96,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">52<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">102,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">53<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">109,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">54<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">116,000<o:p></o:p></span></b></p></td></tr><tr style="height: 1pt;"><td style="border-style: none solid solid; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 94.5pt; height: 1pt;" width="126"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">55<o:p></o:p></span></b></p></td><td style="border-style: none solid solid none; padding: 0in 5.4pt; background: rgb(214, 227, 188) none repeat scroll 0% 50%; -moz-background-clip: -moz-initial; -moz-background-origin: -moz-initial; -moz-background-inline-policy: -moz-initial; width: 112.5pt; height: 1pt;" width="150"><p class="MsoNormal" style="margin-bottom: 0pt; text-align: center;" align="center"><b><span style="color: rgb(204, 0, 153);">120,000<o:p></o:p></span></b></p></td></tr></tbody></table></p></div></div><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"> </p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><br /><br /><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br /></p><p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><br />Reference:<br /> Kumpulan Wang Simpanan Pekerja<br /><span style="color: rgb(0, 153, 0);"> January 2008</span><span style="font-size:0;"><br /></span> <a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://www.kwsp.gov.my/">www.kwsp.gov.my<br /></a></p><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKUd4vlFq2YE4RFsReGJuHyaKfUZZKtpKWslmcYWp-plB0CNMbhPUd3ev_QWbVymz_GJ_E_Nhh6ETsNljrXyejrph7CQoFPyOE5IcVreKjXUn1_WoYbEAkJNMZXtTtdsJmkIxgvraRnz0/s1600-h/Basic+savings+EPF.bmp"><img id="BLOGGER_PHOTO_ID_5160368540301875682" style="width: 332px; cursor: pointer; height: 275px;" alt="" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjKUd4vlFq2YE4RFsReGJuHyaKfUZZKtpKWslmcYWp-plB0CNMbhPUd3ev_QWbVymz_GJ_E_Nhh6ETsNljrXyejrph7CQoFPyOE5IcVreKjXUn1_WoYbEAkJNMZXtTtdsJmkIxgvraRnz0/s320/Basic+savings+EPF.bmp" border="0" /></a> <p class="MsoNormalCxSpMiddle" style="text-indent: 0.5in; line-height: normal;"><a href="http://www.kwsp.gov.my/"><br /></a></p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8703738379882677874.post-88194826782488129622008-01-23T14:43:00.000+08:002008-01-28T10:52:15.849+08:00AMENDMENTS ON EPF MEMBERS INVESTMENT SCHEME<span style="font-size:130%;"><span style="color: rgb(0, 0, 153);">Effective from 1st February 2008, EPF has implemented some amendments to the EPF Member's Investment Scheme as follows:</span><br /><br /><span style="color: rgb(0, 0, 153);">1) Members can invest 20% of the amount in excess of the required Basic Savings in Account 1 subject to a minimum of RM1,000.</span><br /><br /><span style="color: rgb(0, 0, 153);">2) Members can make a withdrawal for investment once every 3 months.</span><br /><br /><span style="color: rgb(0, 0, 153);">3) All other terms and conditions under the EPF Members Investment Scheme remain unchanged.</span><br /><br /><span style="color: rgb(255, 0, 0);">**This amendment will be implemented starting from 29th January 2008 onwards.</span><span style="color: rgb(0, 153, 0);"><br /></span></span>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8703738379882677874.post-27113283967603878512007-12-16T22:43:00.000+08:002007-12-16T22:49:34.243+08:00BENEFITS INVESTING IN UNIT TRUST<p align="center"><span style="font-size:180%;"><strong><span style="font-family:times new roman;"><span style="color:#663366;">BENEFITS INVESTING IN UNIT TRUST</span><br /></span></strong></span></p><p align="center"><br /><strong><span style="font-size:130%;"> <span style="color:#330099;">DIVERSIFICATION </span> -----> <span style="color:#009900;"> </span><span style="color:#009900;">Minimise risk</span><br /><span style="color:#330099;"><br /> LIQUIDITY</span> -------> <span style="color:#009900;">Fast cash<br /></span><br /> <span style="color:#330099;"> AFFORDABILITY</span> -------> <span style="color:#009900;">Low Minimum Investment</span><br /><br /> <span style="color:#330099;">EXPERTISE & EXPERIENCE</span> -------> <span style="color:#009900;">Professional Management<br /></span><span style="color:#330099;"><br /> EASE OF TRANSACTION</span> --------> <span style="color:#009900;"> No complicated Procedures<br /><br /></span> <span style="color:#330099;"> SAFETY</span> --------> <span style="color:#009900;">Deed & Stringent Guidelines</span><br /><br /> <span style="color:#330099;">COMPETITIVE RETURNS</span> ---------> <span style="color:#009900;">Capital Gains & Distributions</span><br /><br /><br /></span></strong> </p>Unknownnoreply@blogger.com0tag:blogger.com,1999:blog-8703738379882677874.post-43002689023907009232007-12-16T22:35:00.000+08:002007-12-31T08:19:06.580+08:00UNIT TRUST<div align="center"><span style="font-size:180%;color:#cc33cc;"><strong><em>UNIT TRUST</em></strong></span></div><br /><div align="center"><span style="font-family:georgia;"><span style="font-size:130%;color:#000099;"><strong>IS AN INVESTMENT VEHICLE THAT POOLS THE FINANCIAL RESOURCES OF MANY INDIVIDUAL INVESTORS WHO AIM TO ACHIEVE SIMILAR INVESTMENT OBJECTIVES.</strong></span><br /></span><strong><span style="color:#006600;"><br />“The mutual fund is wonderful invention for people who have neither the time nor the inclination to test their wits against the stock market as well as for people with small amounts of money to invest to seek diversification”<br /></span><span style="color:#33cc00;">(Peter Lynch, source: “One Up On The Wall)</span></strong> </div>Unknownnoreply@blogger.com0